Ten Things to Consider When Buying a FSBO (For Sale by Owner)
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No Agent ≠ No Problems
Just because the seller isn’t using an agent doesn’t mean the process is simpler — it’s often the opposite.
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You Can (and Should) Have an Agent
As the buyer, you can still be represented. In many cases, the seller is still willing to pay your agent’s commission — they just don’t want to pay two sides.
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Contracts Still Need to Be Legal & Binding
FSBOs don't get a "DIY" pass. Your offer still needs to be written on a state-approved contract and meet legal requirements.
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Inspections & Disclosures Are Still Required
Sellers may not know what they’re legally required to disclose — but you still need to protect yourself. A good agent will help flag missing documents or hidden issues.
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Emotions Can Get in the Way
Without a professional buffer, FSBO negotiations can get personal. It helps to have a calm, experienced go-between (that’s me 😉).
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No MLS = Less Transparency
FSBOs aren’t always priced right or promoted widely. Be prepared to double-check comps and analyze pricing with an expert eye.
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Who's Handling Title, Earnest Money, and Deadlines?
In FSBO deals, nobody’s quarterbacking the timeline unless you have an agent or attorney stepping in.
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Just Because It’s FSBO Doesn’t Mean It’s a Deal
FSBO sellers sometimes overprice their homes, thinking they’re saving money. You need a data-driven strategy — not just wishful thinking.
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Financing Can Get Tricky
Some FSBO sellers won’t know how to work with lender-required repairs, appraisal gaps, or FHA/VA terms.
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The Buyer Usually Does the Heavy Lifting
Without an experienced seller-side agent, the burden of logistics often falls on your shoulders — or your Realtor’s.
🔍 Know Before You Buy
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